Courtney McHarg CRPC®

Principal, LPL Financial Advisor

Founder of McHarg & Associates Wealth Planning, Courtney McHarg is an LPL Financial Advisor and the principal at her firm. Having received her Bachelor of Arts degree in Economics from the University of California, Davis, she has developed and continues to maintain a vigorous passion and devotion to wealth management and retirement income planning. With more than 20 years of experience as a financial planner and wealth advisor, Courtney excels at simplifying the financial lives and maintaining the financial independence of her clients throughout their retirement, focusing on areas such as:

  • Retirement Income Strategies
  • Retirement Planning Strategies and Investments
  • Domestic Partner Planning
  • Women's Financial Strategies

As a Chartered Retirement Planning CounselorSM (CRPC), Courtney holds her Series 7 securities registration with LPL Financial and is nationally recognized as a FIVE STAR Wealth Manager for 2012, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021 and 2022.*

Outside of the office, Courtney enjoys jet skiing, dance, horseback riding, and kayaking with her daughter, Charlize. A California native, Courtney resides and practices in the Greater Sacramento Area.

*Award based on 10 objective criteria associated with providing quality services to clients such as credentials, experience, and assets under management among other factors. Wealth managers do not pay a fee to be considered or placed on the final list of 2012, 2014, 2015, 2016, 2017, 2018, 2019, 2020, 2021 and 2022 Five Star Wealth Managers.

J.D. Formica

Client Service Manager
As the Client Service Manager for McHarg & Associates Wealth Planning for almost 10 years, J.D. facilities the wealth management process to each client’s specific needs. J.D. is also an integral part of the firm’s portfolio management process, where he researches investments and works directly with Courtney to allocate client portfolios according to their long-term financial goals.
J.D. brings 19 years of banking and financial services experience to the firm. He currently holds his Series 6 and 63 securities registrations with LPL Financial. He also has his life insurance license and Notary Public with the State of California.
Growing up in a military family, J.D. has lived in various states across the East Coast and Midwest. He currently resides in the Sacramento area and has been for over 12 years. When he’s not engaging with clients, J.D. enjoys spending time with his wife, three children, and various pets. He also enjoys staying active by running, strength training, and playing ice hockey.

Lamar Simpson CRPC®

LPL Financial Advisor

Lamar Simpson is an independent LPL financial advisor and investment analyst at McHarg & Associates Wealth Planning. He received his Bachelor of Arts degree in Finance in 2013. He brings more than 20 years of experience in the financial service industry.

Jessica Stock

Office Manager & Client Concierge
Jessica joins McHarg & Associates wealth planning with 17 years of customer service experience, working in multiple professional fields. She has an extensive background in the financial field from her experience in a wealth management firm, a CPA firm as well as in the real estate industry.  She continues to utilize her developed customer service, her genuine love for helping others and professionalism in her position as Client Concierge & Office Manager. When not working, Jessica enjoys spending time with her twins, boyfriend & friends. She loves camping, fishing, and traveling.

Michelle Zink

Client Service Associate

As the Client Service Associate for McHarg & Associates Wealth Planning for more than a year, Michelle Zink brings an additional 23 years of experience in the financial industry to the firm. Prior to joining LPL, she worked as a Senior Client Service Associate at Morgan Stanley.  She is part of LPL Business Solutions, a service that provides industry-trained professionals to virtually assist McHarg & Associate clients.  Michelle works directly with J.D. to enhance the client experience and expedite client requests.
Michelle is a native to San Diego. In her free time, she enjoys bowling, road trips and hiking with her dog.