Investment Income Planning

Investment Income Planning

At McHarg & Associates Wealth Planning, our focus is on helping you build, preserve, and prudently manage your wealth over time. We believe that without a plan in place to pursue established goals, it’s nearly impossible to measure your progress along the way.

We help you identify and prioritize your goals and develop tailored strategies that seek to put your wealth to work generating the income you will need to support a lifetime of goals and objectives. Our approach to financial and investment planning seeks to help you:

  • Fully assess your current situation, goals and desires
  • Overcome obstacles and challenges
  • Recognize and pursue opportunities
  • Meet your income needs over time
  • Manage risk in line with your goals and time horizon
  • Learn new ways to minimize taxes, increase savings and invest more effectively
  • Adapt strategies to changing life goals or market events
  • Pursue multiple objectives and life-stage income goals
  • Achieve a greater understanding of financial management principles
  • Simplify the wealth management process while reducing financial anxiety

An Emphasis on Due Diligence

LPL Financial’s open-architecture investment platform and stringent due diligence provide us with access to a wide array of top industry talent in constructing your portfolio. The LPL Research Team employs a strict, highly disciplined investment manager screening process that results in a recommended list of select, leading industry portfolio account managers. Managers on the recommended list must continue to meet strict criteria over time to remain on the list.

As independent advisors, we have access to a full array of non-proprietary financial products and services as we work with you to help ensure that your assets are strategically allocated, and managed. We seek to create investment strategies tailored to your needs, which may include:

  • Cash and money market funds
  • Municipal, treasury and corporate bonds
  • Domestic and international stocks
  • Mutual funds
  • Exchange-traded funds (ETFs)
  • Fixed and variable annuities
  • Strategic Asset Management (SAM)
  • Model Wealth Portfolios (MWP)
  • Alternative investments*

*Alternative Investment Strategies include hedge fund strategies, managed futures vehicles, structured products, equipment leasing partnerships, real estate investment trusts (REITs), and oil and gas partnerships.

No strategy ensures a profit or protects against loss. Investing involves risk, including possible loss of principal. Past performance is no guarantee of future results.